mortgage

Borrowing from Wilson Home and Loan Association, pt. 1.

East Wilson’s new property owners often turned to Wilson Home and Loan Association, a savings and loan association affiliated with George D. Green, for short-term financing.

  • On 25 February 1901, Charles Battle borrowed $700 from Wilson Home and Loan Association, mortgaging (1) a two-acre lot on the east side of Stantonsburg Street adjoining the lands of William Goffney, Jane Taylor, Peggie Farmer, M.H. Cotton, and John Gaston and (2) a quarter-acre lot on the east side of Green Street bounded by Pender Street, an alley, the lot of Anna Bynum, and others. The note was paid off and cancelled 5 January 1906. Deed Book 32, page 159. [This lot appears to be the property Battle’s wife Leah Battle, who died in 1898, purchased from George and Ella Green in 1887. The alley was what we now know as Viola Street; see below.]
  • On 17 June 1901, [Mary] Jane Henderson (whose husband was Sandy Henderson, but who applied for the loan herself) borrowed $500 from W.H.L.A., mortgaging a lot on the west side of Nash Street adjoining the lots of J.E. Clark, Ed. Moore, and R.J. Taylor known as “the Alfred Robinson lot” and purchased by Jane Henderson from Robinson. The note was paid off and cancelled 5 December 1906. Deed Book 32, page 170. [For more about this lot, now numbered 536 East Nash, see here.]
  • On 3 July 1901, Daniel Vick and wife Fannie Vick borrowed $800 from W.H.L.A., mortgaging a one-third acre lot on the north side of Church (or Goose Neck) Street adjoining the lots of Wash Sugg, J.W. McGowan, Mrs. Julia Harrison, and others, “it being the lot assigned Wilson Barnes, and of which he died in possession.” The note was paid off and cancelled 5 December 1906. Deed Book 32, page 171.
  • On 9 September 1901, C.M. Wells and wife Cherry Wells borrowed $300 from W.H.L.A., mortgaging a one-third acre lot “on a lane in rear of Charles Battle’s lot leaving Pender street, familiarly known as Pig Alley,” adjoining the lots of S.H. Vick, and Levi Peacock and being the home place of the Wellses. The note was paid off and cancelled 27 December 1906. Deed Book 32, page 174. [Charles Malachi “Mack” Wells, Cherry Williams Wells, and family lived at 615 Viola Street. It appears that the lane behind Charles Battle’s lot, known as Pig Alley, was the precursor to Viola Street, which Samuel H. Vick named for one of his daughters. That Viola began as an alley explains its narrowness relative to Green and Vance Streets.]

1922 Sanborn fire insurance map showing the Wellses’ house at 615 Viola and Viola’s narrow width.

  • On 15 August 1901, Della Barnes (with consent of her husband David Barnes) borrowed $600 from W.H.L.A., mortgaging a one-third acre lot on the east side of Green Street adjoining the lots of Hardy Tate and S.H. Vick, “it being the lot conveyed to Della Barnes by George D. Green and wife … in 1894.” The note was paid off and cancelled 19 May 1906. Deed Book 32, page 173. [The Barneses’ house at 613 East Green Street stood until the 1990s.]
  • On 12 February 1902, Walter Hines borrowed $400 from W.H.L.A., mortgaging a lot on the northeast side of Green Street adjoining the lots of David Barnes and Charles Thomas, it being the lot bought from Samuel and Annie Vick. The note was paid off and cancelled 19 May 1906. Deed Book 32, page 180. [This lot is at what is now 621 East Green Street. The Vicks bought the lot from John Blount.]
  • On 13 February 1902, Hardy Johnson and his wife Martha Johnson borrowed $300 from W.H.L.A., mortgaging a  lot on the eastern suburb of Wilson “on the south west side of Vick alley near Green Street adjoining Isham Perry and others” and purchased from S.H. Vick. The note was paid off and cancelled 18 May 1907. Deed Book 32, page 181. [The description does not seem to fit the location of the Johnsons’ house at 705 East Green Street, but Isham Perry lived at 703 East Green. Was “Vick alley” the original name of Elba Street (also named by Sam Vick for one of his daughters)?]
  • On 29 May 1902, L.A. Moore and wife Louisa Moore borrowed $550 from W.H.L.A., mortgaging a one-quarter acre lot on the north side of “the old plant [plank] road” Green Street adjoining the lots of Bowlden Tyson, Surry Tarboro, and S.H. Vick. The note was paid off and cancelled 4 June 1907. Deed Book 32, page 189. [This appears to be the lot at 646 East Nash, just west of East Street, on which Lee Andrew and Louisa Moore’s first house was located.]
  • On 26 November 1902, Dorsey Williams borrowed $400 from W.H.L.A., mortgaging a lot on the eastern side of Lipscomb Street adjoining the land of Mrs. S.B. Lipscomb and Lucy Woodard. The note was paid off and cancelled 18 May 1907. Deed Book 32, page 198.

  • On 8 January 1903, Daniel Vick borrowed $500 from W.H.L.A., mortgaging a  lot on the fork of the old plank road [East Nash Street] and the old Barefoot road [probably what we now know as South Pender Street] adjoining the land of Charles Darden, “it being all the land owned by E.N. Mercer in the forks of said roads and on which is located a Brick store house and also all the land claimed by said Vick in the forks of said roads.” The note was paid off and cancelled 4 August 1908. Deed Book 32, page 200.

 

Rogers kits out his pool hall.

In 1905, John W. Rogers bought, subject to $209.45 mortgage, all the goods necessary to furnish a billiard hall — two pool tables, balls, a cue rack, a ball rack, cues, triangles, etc. A handwritten notation along the edge of the entry shows that Rogers paid his note in full in June 1907 and owned the goods free and clear. [The 1908 Wilson city directory lists only one African-American-operated billiard room — Matthews Pool Room at 510 East Nash., which was managed by Eugene Matthews. Rogers, who lived at 555 East Nash, was described as a foreman in the directory.]

Rev. Melton paints his house.

On 1 February 1898, Leavy J. Melton purchased $39.13 of paint and other materials on credit for improvement of a house at the corner of Pender and Green Streets. Melton bought the paint from George D. Green and in exchange gave him a lien on the house, which he had purchased from Green in 1893.

Deed book 46, page, Register of Deeds Office, Wilson.